* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: Arial, sans-serif;
    line-height: 1.6;
    background: #ffffff;
    color: #222;
}

.container {
    width: 90%;
    max-width: 1100px;
    margin: auto;
}

header {
    background: #032c7a;
    color: white;
    padding: 15px 0;
    position: sticky;
    top: 0;
}

.nav {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

nav a {
    color: white;
    text-decoration: none;
    margin-left: 18px;
    font-size: 15px;
}

nav a:hover {
    color: #4caf50;
}

.hero {
    background: linear-gradient(rgba(3,44,122,0.8), rgba(3,44,122,0.8)),
    url('https://images.unsplash.com/photo-1520869562399-e772f042f422?q=80&w=1200&auto=format&fit=crop');

    background-size: cover;
    background-position: center;
    color: white;
    text-align: center;
    padding: 100px 20px;
}

.logo {
    width: 140px;
    margin-bottom: 20px;
}

.hero h2 {
    font-size: 42px;
    margin-bottom: 15px;
}

.hero p {
    max-width: 700px;
    margin: auto;
    margin-bottom: 30px;
    font-size: 18px;
}

.btn {
    background: #4caf50;
    color: white;
    padding: 12px 28px;
    text-decoration: none;
    border-radius: 4px;
}

.btn:hover {
    background: #3f9e45;
}

.section {
    padding: 70px 0;
}

.section h2 {
    text-align: center;
    margin-bottom: 30px;
    color: #032c7a;
}

.gray {
    background: #f4f4f4;
}

.cards {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 20px;
    margin-top: 30px;
}

.card {
    background: white;
    padding: 25px;
    border-radius: 6px;
    box-shadow: 0 2px 6px rgba(0,0,0,0.08);
}

.card h3 {
    color: #032c7a;
    margin-bottom: 15px;
}

.card ul {
    padding-left: 20px;
}

.coverage-box {
    background: #f4f4f4;
    padding: 25px;
    border-left: 5px solid #4caf50;
    margin-top: 30px;
}

.coverage-box ul {
    padding-left: 20px;
    margin-top: 15px;
}

.contact-section {
    text-align: center;
}

.contact-box {
    background: #f4f4f4;
    padding: 30px;
    border-radius: 6px;
    max-width: 600px;
    margin: auto;
}

.contact-box p {
    margin-bottom: 10px;
}

footer {
    background: #032c7a;
    color: white;
    text-align: center;
    padding: 20px 0;
}

@media(max-width: 768px) {

    .nav {
        flex-direction: column;
    }

    nav {
        margin-top: 15px;
    }

    nav a {
        display: inline-block;
        margin: 5px 10px;
    }

    .hero h2 {
        font-size: 30px;
    }